Deffinbaugh Financial Services, Inc.

CONNECT

Address:

1219 13th St. South
Great Falls, MT 59405

Phone:

Investments

We assist our clients with asset allocation strategies to diversify their investment portfolio. We employ an educational process while taking the time to understand what drives our client's investment philosophy. We use “active listening” to discern our client's goals and desires and take the time to explain how the investment options work so the client understands the reasoning behind our recommendations. As with any investment, there can be no guarantee of return of investment.

Specific investment tools used are mutual funds, variable annuities, stocks, bonds, Business Development Corporations, Real Estate Investment Trusts, Unit Investment Trusts and fee based advisory services. 

  • Mutual Funds, Stocks and Bonds

    We utilize Morningstar to screen mutual funds. When building a mutual fund portfolio, we look for funds that have existed at least 5 years and longer is better. We also want to see the Morningstar ranking of no less than 3 of 5 stars for the long term period. Stocks and Bonds are analyzed using reports available to us from our broker dealer affiliation. Examples of information we look at for analysis are the number of insider transactions whether buy or sell, the percentage ownership of the company by institutional investors, dividend history, historical price charts and analyst recommendations for buy, hold or sell.

  • Variable Annuities
     
  • Real Estate Investment Trusts
  • These investment entities pool investor funds to purchase real estate, typically in specific sectors like Class A Office Buildings, Industrial property, Single or Multi-family Residential, Health Care, Leisure and more. The goal of this investment strategy is to provide current income from rents and return of principal or more upon a liquidity event. We analyze the REIT's for payment history of interest and principal and current rate of return.

  • Investment Advisory Services

    We provide our clients the option of paying for our services in several ways. Traditionally, compensation for financial services was commission based but in recent years the trend has moved to a percentage of assets under management or flat fee. Most of the investment options shown above provide for either commission based compensation or management fees. We provide open disclosure of the source of our compensation. Our recommendations are made based on what we think is best for the client, not what is best for our compensation.

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Check the background of this financial professional on FINRA's BrokerCheck