David Deffinbaugh, CPA PC and Deffinbaugh Financial Services, Inc. provides trusted and comprehensive financial, insurance, estate and income tax solutions to individuals, families and businesses.
We provide our clients with exceptional service by knowing all facets of their lives, anticipating the questions and providing the answers before they know they have a problem or need.
We are actually two companies in one:
David Deffinbaugh, CPA PC provides accounting and bookkeeping services, payroll processing and reporting, income tax preparation for individuals, business, non-profit, trust and fiduciary and estate and gift tax returns. Consulting services are also provided on a variety of client desired topics.
Deffinbaugh Financial Services, Inc. provides financial planning in the areas of wealth accumulation and decumulation, retirement planning, estate planning, and planned gifting strategies. Specific investment tools used are mutual funds, variable annuities, stocks, bonds, Business Development Corporations, Real Estate Investment Trusts, Unit Investment Trusts and fee based advisory services. Specific insurance tools used are whole and term life insurance, disability insurance, long term care insurance, legal and identity theft protection services.
Our most important company strength is taking the time to listen to our clients to determine their root concerns. Once we know the concerns, we can determine strategies to eliminate or mitigate the concerns as well as anticipate future areas of concern.
The combined services we provide for you:
- Income Tax Preparation
- Bookkeeping and Payroll Services
- Estate Planning
- Employee Benefit Programs
- Identity Theft Protection
- Mutual funds, Stocks, Bonds
- Variable Annuities
- Business Development Corp.
- Unit Investment Trusts
- Real Estate Investment Trusts
- Fee Based Money Management
- Life Insurance-Whole and Term
- Long Term Care Insurance
- Disability Insurance
- Fixed Annuities
- Supplemental Insurance
- Legal Services
We assist our clients with asset allocation strategies to diversify their investment portfolio. We employ an educational process while taking the time to understand what drives our client’s investment philosophy. We use “active listening” to discern our client’s goals and desires and take the time to explain how the investment options work so the client understands the reasoning behind our recommendations. As with any investment, there can be no guarantee of return of investment.
Specific investment tools used are mutual funds, variable annuities, stocks, bonds, Business Development Corporations, Real Estate Investment Trusts, Unit Investment Trusts and fee based advisory services.
Life and business is full of risks. We guide our clients through the myriad of insurance products and help to provide peace-of-mind and financial security.
Specific insurance tools used are whole and term life insurance, disability insurance, long term care insurance, and legal and identity theft protection services.
Contact Olthoff Insurance Center, Inc., dba Legacy Insurance Group of Montana, (also located in our building)
for all your Auto, Home, Farm & Ranch, and Commercial Insurance needs.
Neither Legacy Insurance Group of Montana nor Olthoff Insurance Center is affiliated with Deffinbaugh Financial Services, Inc.
We provide tax preparation for individual, business, non-profit, trust and estate, and gift returns for all states and federal. Most returns can be electronically filed. We encourage our clients to contact us with questions throughout the year. This allows us to be proactive to structure transactions to achieve tax savings. It is much easier to structure transactions properly at the start rather than have to reactively mitigate tax consequences.
Although we are working hard to be your “go-to” for all things financial, you may need assistance in a specific area not shown above. We encourage you to contact us with questions about anything. We may not be able to provide that specific service but we usually have someone to whom we can refer you to.